You're owed more than you think.
Refund Copilot quietly checks your past flights, subscriptions and deliveries — and claims the money back for you.
Illustrative — your number depends on your own history.
We scan. We find. You approve.
Most of what you're owed is hiding in data you already have. The point is that you don't have to go looking.
The stuff you'd never spot
We read your booking confirmations and dispatch emails to surface delayed flights, late parcels and price drops — then check each one against the rules automatically.
Your call to make
We spot every recurring charge and the subscriptions you've stopped using. You decide in one tap what to keep, cancel or claw back.
Only you knew that
A jumper arrived with a hole; the meal was cold. A few taps and a photo, and we draft and chase the refund letter for you.
What UK companies actually owe people
These aren't goodwill gestures — they're your legal entitlements. Most go unclaimed simply because chasing them is a chore.
Per delayed flight
Under UK261, a flight 3+ hours late owes you £220 short-haul, £350 medium-haul or £520 long-haul — claimable up to six years back.
Wasted on subscriptions a year
UK consumers pay hundreds of millions annually for subscriptions they've forgotten or no longer use, much of it recoverable.
To reject a faulty item
The Consumer Rights Act 2015 gives you a full refund on faulty goods — plus redress for late or not-as-described deliveries.
Sources: UK Civil Aviation Authority (UK261 bands); Citizens Advice (unused-subscription spend); Consumer Rights Act 2015.
Four steps, then we take it from here
Connect
Securely link your inbox and bank with read-only access. Connect one or both — more access, more we can find.
We find it
Refund Copilot checks your history against every rule and surfaces exactly what you're owed, with the amount.
You approve
Nothing is ever sent without your say-so. Approve a claim in one tap and we draft, submit and chase it.
You get paid
The company pays you directly. We take our cut only once the money's landed in your account.
Built so your money only ever flows one way — to you.
- We never hold your money. Refunds go straight from the company into your bank account. We only charge our own fee afterwards.
- Read-only, revocable access. Bank data comes through an FCA-authorised open-banking provider. Disconnect any time.
- You approve everything. No claim, letter or cancellation is sent until you tap to confirm.
Things people ask first
How do I know if I'm owed flight compensation?
If your flight left from or arrived at a UK airport and got you to your destination 3+ hours late for a reason within the airline's control, UK261 entitles you to £220, £350 or £520 depending on distance — for flights up to six years ago in England. We scan your inbox for past bookings and check each flight's real arrival time, so you don't have to remember a thing.
What does it cost?
A small flat monthly membership for the monitoring and subscription autopilot, plus a success fee — a share of what we recover — charged only when you actually get paid. No win, no fee on claims.
Do you ever hold my money?
Never. Every refund and compensation payment goes directly from the airline or retailer into your own account. We never touch, hold or transmit your recovered money; we only charge our fee to your card once you've been paid.
Is my data safe? What do you actually access?
You choose what to connect. Email access lets us find past flights and deliveries; bank access — via an FCA-authorised open-banking provider — lets us spot forgotten and duplicate subscriptions. It's read-only, you approve every action, and you can disconnect whenever you like.
What can you claim for at launch?
Flight delay and cancellation compensation under UK261, forgotten or duplicate subscriptions and charges that continued after you cancelled, and refunds for late, damaged or not-as-described deliveries under the Consumer Rights Act 2015. More categories are on the way.
Find out what you're owed
Join the waitlist for early access. We'll email you the moment Refund Copilot opens in the UK.